The Board or its appointed agent, prepares per year, for every MSA or metropolitan division (including an MSA or metropolitan division that crosses a Condition boundary) plus the nonmetropolitan part of Each and every State, an mixture disclosure statement of noted tiny business enterprise lending, tiny farm lending, Neighborhood growth lending, and Local community enhancement investments by all depository establishments matter to reporting under this component or 12 CFR component twenty five or 345.
When making use of efficiency assessments and strategic designs pursuant to paragraph (a) of the area, and when figuring out regardless of whether to approve a strategic system pursuant to § 228.
스마트폰에서 네이버 앱 을 설치하면 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버의 다양한 서비스를 앱에서 바로 이용할 수 있습니다. 구글 플레이 스토어 또는 앱 스토어에서 "네이버"를 검색하여 앱을 설치하세요.
The Board could take into account a financial institution's Group development loans, community advancement investments, and Local community enhancement providers offered outside of its facility-primarily based assessment places, as furnished Within this element.
The Board assessments the influence and responsiveness of a lender's Local community progress loans and Neighborhood advancement investments that gain or serve a facility-centered evaluation area, as provided in § 228.15.
하지만, 때로는 너무나 익숙한 나머지 네이버에 접근하는 방법조차 잊어버릴 때가 있습니다. "아, 네이버 어떻게 들어가지?" "네이버 앱, 어디서 받지?" 이런 흔한
(D) A small lender may possibly include things like a community progress loan or community progress expenditure ingredient and accompanying annual measurable aims in its strategy.
For a considerable lender needed to report house home finance loan loan information pursuant to twelve CFR portion 1003, the Board will publish within the Board's Web site the data expected by paragraph (j)(two) of the segment regarding the distribution of a giant financial institution's originations and purposes of home home loan loans by borrower or applicant profits level, race, and ethnicity in Each and every with the financial institution's facility-dependent assessment places, and as applicable, its retail lending evaluation parts. This information is posted on a yearly basis according to info reported pursuant to 12 CFR part 1003.
The greenback volume on the confined objective lender's Neighborhood progress loans and Group advancement investments that benefit or serve the Condition or multistate MSA and an assessment of your effect and responsiveness of those loans and investments, as offered in § 228.15.
The Board evaluates The provision and responsiveness of a financial institution's digital shipping and delivery devices and other delivery techniques, like to lower- and reasonable-profits men and women, people, or homes in the institution amount by looking at:
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The Board considers the weighted average on the performance scores comparable to the lender's conclusions for your Neighborhood Growth Funding Examination for its facility-dependent assessment areas throughout the nationwide place, calculated pursuant to portion IV of appendix B to this section.
); the time period “uninsured Condition department” means a Condition department the deposits of which get more info are not insured from the Federal Deposit Insurance coverage Corporation; the term “minimal department” means a State branch that accepts only deposits which might be permissible for a company organized below segment 25A in the Federal Reserve Act (12 U.S.C. 611 et seq.
means a staffed banking facility, whether or not shared or unshared, the Board accredited or approved as being a branch and that's open up to, and accepts deposits from, the general public.